AIDSinfo is a U.S. Department of Health and Human Services (DHHS) project that offers the latest federally approved information on HIV/AIDS clinical research, treatment and prevention, and medical practice guidelines for people living with HIV/AIDS, their families and friends, health care providers, scientists, and researchers.

Some people, especially those with low incomes, may not have health insurance or funds to pay for care. In addition, some people with HIV have private health insurance but still need help because their insurance does not pay for the care they need and they cannot afford it on their own.  A number of public health programs can help pay for HIV/AIDS care and other health care needs. The largest programs are Medicaid, Medicare, and the Ryan White HIV/AIDS Program. These programs pay for care that is delivered by local and State agencies around the nation.  Each program has rules and eligibility standards that are there to help manage costs and ensure that services get delivered correctly. Eligibility standards are mostly tied to the person's income and health status. Services covered under programs may vary. For example, some programs cover medications only. Others cover inpatient hospital care but others do not.

• Medicaid supports health care for low income individuals who meet eligibility requirements. Medicaid provides financial assistance for outpatient and inpatient care, as well as prescription drugs. It is a state-administered program, and each state sets its own guidelines as to eligibility and services.
• Medicare is a federal health insurance program that supports medical care for those who qualify based on work history, age, and disability status. Medicare coverage for eligible individuals includes outpatient care, prescription drugs, and inpatient hospital care.
• The Ryan White HIV/AIDS Program is a Federal program that provides HIV-related health services. The program works with cities, states, and local community-based organizations to provide services.  The program is for individuals who do not have sufficient health care coverage or financial resources for coping with HIV disease. Ryan White fills gaps in care not covered by other sources.
• The Federal Government funds other health programs that include support for people living with HIV/AIDS, such as community health centers, substance abuse agencies, mental health agencies, and HIV/AIDS housing agencies.

Other state and local programs provide HIV/AIDS services for those who lack resources. Contact the Ryan White Part B program for your state for more information regarding available services.